Insignis gives you access to a range of savings products from a panel of UK banks and building societies, all through a single platform.
Once your account is set up, our team opens accounts and places deposits based on your instructions, helping you manage cash across multiple institutions efficiently.
Complete an Insignis application form to open an account. See what you will need to get started here.
Find out more about the Insignis account.
Choose from thousands of market-leading savings accounts and start earning interest.
Insignis is not a bank, we are an authorised payment institution regulated by the Financial Conduct Authority (FCA). This means we can make secure payments on your instruction and bring together information from the various accounts where your funds are deposited, giving you a complete view of your cash holdings. When clients transfer money to their Insignis Account or “Hub”, it is held in a client account with either Barclays or HSBC before being allocated to selected deposit accounts.
Assets are managed under a "bare trust", this means that the client, as the beneficiary of the trust, has an absolute right to the capital within it, as well as the income generated from that capital. Once placed with deposit-takers, funds will be subject to FSCS protection subject to the £85,000 limit per eligible depositor, per banking group.
Our team have helped clients place more than £22 billion in cash since 2017 and are on hand to support you every step of the way.
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Clients using Insignis can diversify deposits across multiple institutions to optimise FSCS coverage. The FSCS protects deposits up to a value of £85,000 per eligible person (natural or legal) per banking group. Joint accounts are covered up to £170,000. If a deposit-taker fails, FSCS compensation is automatic.
Two-factor authentication for enhanced security
We use two-factor authentication (2FA) to protect your account. 2FA requires you to enter a one-time passcode (OTP) in addition to your password when you access your account or transact. This additional verification step reduces the risk of unauthorised access and so helps keep accounts safe.
Dual authorisation for Business and Charity accounts
Insignis offers dual authorisation for Business and Charity accounts to enhance transaction security. This means that all transactions require approval from two authorised users before being processed. This feature provides an added level of control, ensuring that financial decisions are reviewed and authorised by multiple parties.
Our dedicated UK-based client services team is on hand is on hand to support you with any queries about your account or the platform.
In addition, our experienced account managers are available to assist with more complex account setups, such as those involving trusts, powers of attorney, or business accounts. They can also liaise with your financial adviser, accountant, or other professionals to support a smooth onboarding and ongoing client experience.
Easy Access
6 Months Fixed Term
1 Year Fixed Term
Easy Access
6 Months Fixed Terms
1 Year Fixed Term
Rates are correct on the Insignis platform as of 16 Apr 2025. Rates are subject to minimum and maximum deposit size.
Availability will vary depending on the client type.
Fees are calculated daily as a percentage of the total deposits you hold on the platform. There are no setup, administration, or transaction fees, regardless of deposit size.
The full savings rates offered by our banking panel are passed directly to you, without deductions.
To open an Insignis account for a business, charity, or on behalf of a client, you will typically need:
Additional documents, such as articles of association, trust deeds, or power of attorney agreements, may be required depending on the account type.
To open an Insignis account for a business, charity, or on behalf of a client, you will typically need:
Additional documents, such as articles of association, trust deeds, or power of attorney agreements, may be required depending on the account type.
Speak to our experienced team about your company’s cash requirements. Our team has helped clients place more than £22 billion since 2017 and are on hand to help you every step of the way.
Speak to our experienced team about your account requirements. Our team has helped clients place more than £22 billion since 2017 and are on hand to help you every step of the way.
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St John’s Innovation Centre, Cowley Rd, Milton, Cambridge CB4 0WS
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